Yeah, whatever the score means... I had a credit check done by a telco for a new mobile phone and my score dropped from 854 to 781. Go figure......
Thanks Terry!
Hi all, I have this block of land 5200 m2. Part of it is used to build my own house. I am thinking of subdividing and using some 1700 m2 to build...
Not exactly right about the shortfall... I can cover the small percentages at each stage that the builder wants and the bank does not agree on...
Yes, that would be the wise thing to do, however not entirelly sure the front reception staff will know a bank's lending policy entirely. And then...
Yes, I suppose you guys are right, however paying 60% after the house is up and the roof and windows are on shouldn't be an issue. Thr bank has a...
Yes, I totally agree with you about NAB. I nearly had the loan approved by them before they released the LVR restrictions to certain postcodes....
Thank you for posting this. I had exactly the same contract with the same builder when the house was designed with metal frames and brick veneer....
Who is your lender if I may ask? Something like that will work for us quite well. I wonder if ANZ will like something like that...
Yes, thank you all for your response. My builder is not one of the large builders. He is a decent bloke and gave me a very good fixed price...
That's what I would be happy to find out. If ANZ or NAB would be ok to follow such a progress payment structure. Was hoping that someone in this...
Hi everyone, I am looking at getting a construction loan -fixed price contract - through ANZ perhaps. If the house has no frames as in it is made...
Ha ha ha! This made my day...
Not all are the same. I recently refinanced from Mortgage Broker Alliance and the refinance process was very straightforward and fast. It took...
File access entries are for your eyes only. My understanding is that potential creditors don't see those entries. Unless they are listed under...
Do let us know if they pay out pls... best of luck!
Why "besides ANZ" ? What's wrong with them?
Thanks Jamie ! It's complicated. .... Cheers!
Was it an 80% LVR? I recently had the same experience with a construction loan with NAB. Went for 80%, however they offered to my former broker...
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