Hi team, I would like your opinion on the following: Question: What should I do with this fully offset investment loan? Background: Investment...
I feel we're in a good financial position, but I don't know what to do next. My goal: keep investing while we have good incomes, but nothing too...
My brother bought a block in 2016 on the Vic coast. Paid $280k.However, the developer went into liquidation (or whatever you call it) and...
Do you have any insight to share regarding the DOCA process or your personal story with the process? I am a creditor who lent money to company...
Having a chat with my dad and both of us are rookies. We are debating the following statements 1. Can you buy property in smsf if you're Already...
I am a beneficiary to trust with corp trustee. The trust become a creditor to a property development which has since gone into voluntary...
We have a rundown IP in a great suburb in a regional Vic. We'd like to build two townhouses on the block. I'd ideally like to keep both and rent...
I only have two numbers left to enter into My Tax. Can you please advise which field they go in? - Fixed rate break fee paid in June to refinance...
So, I have the following loans: - Line of Credit 2.85% - Limit $250k with $100k available - IP Loan 3.14% fully offset by $220k in savings - IP...
As the latest BAS (quarterly) lodgement triggers some government stimulus (PAYG refund), is there any point submitting my BAS now, or do I wait...
I'm refinancing a home loan in my personal name. Therefore, I have to gather documents and provide info Do I also disclose that there is a loan...
I've got two properties I could refinance to take advantage of cashback offers. Instead of moving both to one bank and getting $4k + $2k with Bank...
Hi Team, I'm considering moving to Bank of Melbourne from Macquarie to take advantage of refinance deals (also the macquarie product I'm on is...
Hi everyone, I want to calculate my borrowing capacity. I derive income via the following structures: - personal income - business trust income...
I assume the answer to this is a BIG FAT NO. But I'd kick myself for not checking.... We have a house in both my name and my spouse (investment...
I have a property in a trust. The rent is being paid to my personal bank account. Is this correct: i should set up a bank account for the...
Hi Team, I have to answer "What's your net business profit?" when applying for income protection. Here are the figures from my Profit and Loss...
Finally, my interest only period expired. I can choose to extend at 3.8% (costing me $250 fee), but the lower interest rate on P&I is tempting...
i decided to quickly calculate what each property has cost me since I got it. I did this by going back into my tax returns and working out the...
Hi Team, We set up a managed fund about 7 years ago and I've only just had a good look at the fee structure (shame on me!). Are these fees...
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