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  1. Possumcreek
    Post

    Valuation for CGT Event

    Thank you Terry and Paul for your answers. Got valuer onto it.
    Post by: Possumcreek, 14th Oct, 2020 in forum: Accounting & Tax
  2. Possumcreek
    Post

    Valuation for CGT Event

    I also have a question regarding retrospective valuation of a property for CGT purposes. House and land purchased 2008 and always rented out. As...
    Post by: Possumcreek, 9th Oct, 2020 in forum: Accounting & Tax
  3. Possumcreek
    Post

    Basic offset account question with variable IO

    My understanding Peter is that if Pepper is not a deposit taking institution the offset also isn't covered by the governments 250K deposit...
    Post by: Possumcreek, 12th Feb, 2019 in forum: Loans & Mortgage Brokers
  4. Possumcreek
    Post

    Question on "early repayment" clause of home loans

    As Peter said above if the interest rates have gone up since you fixed the loan there will probably be no break fee. Just ring the bank and ask...
    Post by: Possumcreek, 30th Nov, 2018 in forum: Loans & Mortgage Brokers
  5. Possumcreek
    Post

    Barefoot Investor Scott Pape’s New Kids’ Money Guide Book Sets Record for Pre-orders

    I also was wondering what age group it was targeting. I receive his newsletter every month which I enjoy very much (it entails questions from the...
    Post by: Possumcreek, 30th Aug, 2018 in forum: Investor Psychology & Mindset
  6. Possumcreek
    Post

    Best interest rates in the market in 2018

    ANZ IP Fixed 2yr P&I at 3.95% with Package. ;)
    Post by: Possumcreek, 17th Aug, 2018 in forum: Loans & Mortgage Brokers
  7. Possumcreek
    Post

    ANZ cuts variable rates for new customers as competition heats up

    Fixed IP rates have improved with Breakfree Package. eg: P&I 2yr = 3.95% that's what I am considering.
    Post by: Possumcreek, 2nd Aug, 2018 in forum: Loans & Mortgage Brokers
  8. Possumcreek
    Post

    Middle term fixed rates keep coming down

    ANZ OO 2yr fixed 3.75% with Package, 3.90% w/o
    Post by: Possumcreek, 2nd Aug, 2018 in forum: Loans & Mortgage Brokers
  9. Possumcreek
    Post

    Middle term fixed rates keep coming down

    PI Fixed 2yr P&I with Breakfree Package, as of today
    Post by: Possumcreek, 2nd Aug, 2018 in forum: Loans & Mortgage Brokers
  10. Possumcreek
    Post

    Middle term fixed rates keep coming down

    Wait a minute. Could they fall further?
    Post by: Possumcreek, 2nd Aug, 2018 in forum: Loans & Mortgage Brokers
  11. Possumcreek
    Post

    Middle term fixed rates keep coming down

    ANZ IP Fixed 2yr P&I reduced to 3.95%. Woohoo. Just as I'm considering fixing.
    Post by: Possumcreek, 2nd Aug, 2018 in forum: Loans & Mortgage Brokers
  12. Possumcreek
    Post

    It's Complicated

    I think you need to be "separated" for 12 months before divorcing. A friend of mine and her husband continued to live in the same house but had...
    Post by: Possumcreek, 21st Jul, 2018 in forum: Legal Issues
  13. Possumcreek
    Post

    Are all Offset Accounts OK ?

    The way I see it there could definitely be a tax benefit for the parents who may be in the 45% tax bracket. Earnings are not in their name, plus...
    Post by: Possumcreek, 11th Jul, 2018 in forum: Accounting & Tax
  14. Possumcreek
    Post

    Landlord Insurance vs Home Building only Insurance

    Thanks for the replies. As I am 'old', and aren't interested in the rent default, broken lease, damage by tenant options I've gone with APIA....
    Post by: Possumcreek, 11th Jul, 2018 in forum: Property Management
  15. Possumcreek
    Post

    Crypto I'm conducting some research on Bitcoin

    So Dan are you saying in 4 months your dabble has increased in value from $240 to $1104 without any further investment? That's pretty good. Better...
    Post by: Possumcreek, 21st Jun, 2018 in forum: Other Asset Classes
  16. Possumcreek
    Post

    Claiming two years of landlords insurance in one financial year

    Thanks Dave and Paul for clarifying as I have been wondering the exact same thing. I didn't know if I could make the 2 payments within the same...
    Post by: Possumcreek, 21st Jun, 2018 in forum: Accounting & Tax
  17. Possumcreek
    Post

    Superannuation concessional contribution - cap

    I've exceeded the concessional super cap by about 2K this year. What are the consequences likely to be Paul and what if anything can I do about...
    Post by: Possumcreek, 18th Jun, 2018 in forum: Accounting & Tax
  18. Possumcreek
    Post

    Chasing better super returns

    I had no idea that was Sam Henderson in the RC. I'm currently reading his book on SMSF's. :eek:
    Post by: Possumcreek, 7th Jun, 2018 in forum: Superannuation, SMSF & Personal Insurance
  19. Possumcreek
    Post

    Chasing better super returns

    How are you finding the fees? From what I can see fees for 50K in Balanced option is $803p.a. but with Australian Super it's $453. Both of them...
    Post by: Possumcreek, 7th Jun, 2018 in forum: Superannuation, SMSF & Personal Insurance
  20. Possumcreek
    Post

    Chasing better super returns

    I was looking at Hostplus but despite what the Barefoot Investor says about it being the cheapest it seems to cost you the most unless you go for...
    Post by: Possumcreek, 7th Jun, 2018 in forum: Superannuation, SMSF & Personal Insurance
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