I've managed to extract the June 2019 HEM tables from one of the banks.
Hi guys, I’ve applied for a top up on an existing Bank of Melbourne IP loan, normally I use a broker but it’s a lot of work for them for a small...
Westpac lobbies for changes to expenses verification - Mortgage Business We have all been banging on about this for a long time so good to see...
So I've been rentvesting for a few years to maximize cashflow while trying to stretch each dollar as far as possible. Have minimized living...
What are living expenses? Living expenses play a potentially crucial role in a lender’s servicing calculator. They are generally one part of the...
Hi. Not sure if this has been brought up previously. I have heard some banks have started to automatically calculate living expenses by going...
First HEM increases for 2018. 1 month in. STG and WBC. Called it last year. Naysayers said no... APRA's work is done. I said...not yet it's...
One of the great things about what I do is I truly get to meet some great people. A recent discussion I have had is living expenses (Real) vs...
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