Tony Xia's Recent Activity
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Tony Xia replied to the thread Loan Structuring - Accessing Equity.
Yes correct....loan 2 against old PPOR for the equity release could be P&I once it's being used since (I assume) will be used for the...
20th Apr, 2024 at 10:47 AM -
Tony Xia replied to the thread Complex Loan Structure.
Not possible if youre on title. Cause it's means you're reaping the benefits again. ..
18th Apr, 2024 at 8:53 PM -
Tony Xia replied to the thread Advice Needed on Handling ETFs/Shares for Home Down Payment.
Paul said.. Yes some lenders accepts it as a form of deposit and don't need to sell it and covert it to cash until its needed.......
18th Apr, 2024 at 8:51 PM -
Tony Xia replied to the thread What is better for BC interest only or p and I?.
Improves cashflow and allows you to pay down your non tax deductible debt first and faster.
18th Apr, 2024 at 8:48 PM -
Tony Xia replied to the thread 6.14% CBA 90% LVR first home owners. Good deal?.
Very good rate for 90% Assuming you got that via an LMI waiver ?
17th Apr, 2024 at 5:52 PM -
Tony Xia replied to the thread Utilising Pepper/Liberty type lender to expand portfolio.
Could try firstmac before going to Pepper and liberty 3rd tiers generally only works when existing loans are structured correctly,...
17th Apr, 2024 at 3:03 PM -
Tony Xia replied to the thread Choosing how to allocate cash funds? Borrow more or keep for deposit.
Thats why you use a broker :) there's a couple of more choices A few lenders would consider giving her 30 year loan term depending in...
16th Apr, 2024 at 6:48 AM -
Tony Xia replied to the thread CBA rates coming down.
The word " Slashing" is very loosely used.
15th Apr, 2024 at 1:43 PM -
Tony Xia replied to the thread which home loan to convert to offset ?.
Consider changing the one that youre keeping to IO and offsett that one since it will most likely be on a higher rate. The other 2...
15th Apr, 2024 at 11:22 AM -
Tony Xia replied to the thread Development funding based on end value.
Most will restrict the LVR..80% lvr will be very limited to a few lenders. Even if it's at an "As if complete " val ..there Is a good...
13th Apr, 2024
