We call him Yoda. He is that good
What rate did you see at Westpsc
Its basically the implication of the 25bps hike. It increases the stress test rate and implies the 2% drop. I can show the detailed math if your...
It should be interesting to see how this changes post the RBA meeting next week. Expect another 2% drop in Big4 borrowing capacity Worth thinking...
[ATTACH] Key changes from last month the back end of the curve (2nd half of 2023) shows a material reduction in borrowing capacity. This to me...
Can you give specifics on HEM numbers 2018 vs now to illustrate the impact.
Updated Post RBA Meeting. Key point is that we are getting closer to the the maximum drop in serviceability as implied by market, especially post...
Updated post RBA meeting with Terry's figures. Key Insights - Seems Bank's policies moving around. Still some significant decreases in borrowing...
So for a single person we are valuing an annuity of $24,336 from Age 67 till Death with CPI Increases. Per the below link, (I realise its from 65,...
This does make sense if you consider the Market had priced in closer to 50BPs. So When the RBA goes for 25bps, this increases future serviceability.
An update post the RBA Meeting yesterday with a large change in the curve [ATTACH]
Using RBA Interbank Futures an attempt to provide some predictive value to Terry's Borrowing capacity out into the future using linear regression....
This is brillient Terry. Is it possible to look back any further to see how this has evolved over time or do brokers only have ability to use...
Hi All, Is there any publicly available materials that break down Cap rates over time for different periods and types. I havent seen anything...
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