Did you borrow more than 90%? If not, their rate is pretty good. I recently got mine from them. It is 3.98% atm. If you goto advantage package, it...
Considering the cash rate of 1.75% in Aus and 0.5% in USA, will anyone take it if there is 30 year fixed loan with 4.75%? Considering US is having...
Thing is, I might not look for another property until I finish off my PPOR. Only after that, I will probably go for IP if it is still considered...
So, interest of equity loans can be offset with tax? But, I believe equity loans will have higher interest rates again. I believe we are paying...
One more question I have. How different it is to use Equity from home as deposit and redraw from home and use that money as deposit?
Agree that you cannot be at the lowest rate for long time. But, what else you are referring as more important things? Yup, I have considered the...
Yes. OO and P&I. For IP, their rate is around 4.08 i think.
I think, for 80-90% LVR, new loan, AMP 3.88% is the best variable deal. Is there any other product which offers better than that? I am about to...
Wow.. which bank? What is the LVR?
Thanks for all the information. I wasn't aware of these. However, I am not really looking for redraw options as of now. This is my PPOR....
LMI will be around 3500 or even less. The problem is, he will not take it back. Didn't understand this bit. Anyway, my loan is approved through...
Asking parents :) My dad wants to give some money which he got from selling his inheritance. I have been denying that for now. I was thinking of...
Sorry. I didn't get what you are trying to say. I'm not trying to understand max LVR. I'm about to settle my property which has sale value of...
According to Genworth LMI calculator, it seems, the LMI spikes at every even number LVRs. That is, difference between LMI for 82.01% is much...
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