Recent Content by Runna Kedman

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  1. Runna Kedman
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    Homestar PPOR variable 1.79% 60% LVR

    Thanks, that's good to know. The criteria doesn't bother me so I'll try contacting them. Will post an update.
    Post by: Runna Kedman, 7th Nov, 2020 in forum: Loans & Mortgage Brokers
  2. Runna Kedman
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    Homestar PPOR variable 1.79% 60% LVR

    Htopg, you say DTI is about 6. What is DTI, if I may ask?
    Post by: Runna Kedman, 3rd Nov, 2020 in forum: Loans & Mortgage Brokers
  3. Runna Kedman
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    NSW Sydney Property Hype 2018

    Wow. I always considered Westleigh a liveable place. Definitely struck off the list now...
    Post by: Runna Kedman, 18th Jun, 2018 in forum: Where to Buy
  4. Runna Kedman
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    PPOR into IP - tax considerations?

    Agree, thanks Paul & Terry. Your resources are very helpful.
    Post by: Runna Kedman, 17th Jun, 2018 in forum: Accounting & Tax
  5. Runna Kedman
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    PPOR into IP - tax considerations?

    I hadn't even considered 3rd element costs - actually it's the first time hearing the phrase - so thank you (and Terry!).
    Post by: Runna Kedman, 15th Jun, 2018 in forum: Accounting & Tax
  6. Runna Kedman
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    Buying in Sydney is impossible

    Well done to her. She's planning to save an additional $100k by the settlement date, which is 12-18 months away. Not bad at 18 years old. Just...
    Post by: Runna Kedman, 15th Jun, 2018 in forum: Investor Psychology & Mindset
  7. Runna Kedman
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    Seek advice on 1m cash investment in current economy

    Sorry for my ignorance, but why not bypass the home loan and just buy outright?
    Post by: Runna Kedman, 14th Jun, 2018 in forum: Investment Strategy
  8. Runna Kedman
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    Discounting on Sydney properties at highest level in years, with price drops biggest on the..

    Interesting, John. In your first hand experience, what kind of fall have you seen for units and houses to date? (talking fall from peak in 2017)....
    Post by: Runna Kedman, 10th Jun, 2018 in forum: Property Market Economics
  9. Runna Kedman
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    PPOR into IP - tax considerations?

    Good question. PPOR1 is 60% tax deductibility, PPOR2 is 59% deductability. PPOR1 was financed with rolling IO loan with offset account, PPOR2 has...
    Post by: Runna Kedman, 10th Jun, 2018 in forum: Accounting & Tax
  10. Runna Kedman
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    PPOR into IP - tax considerations?

    PPOR1 @ 40% LVR, PPOR2 @ 46% LVR.
    Post by: Runna Kedman, 9th Jun, 2018 in forum: Accounting & Tax
  11. Runna Kedman
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    PPOR into IP - tax considerations?

    PPOR1 has experienced significant gains, while PPOR2 was recently purchased, hence no gains. Whilst I am not planning to sell either (in which...
    Post by: Runna Kedman, 9th Jun, 2018 in forum: Accounting & Tax
  12. Runna Kedman
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    PPOR into IP - tax considerations?

    Thank for your comment, Paul. Just to be clear, I was not querying about the 6 month rule where one buys then sells PPOR. I am planning to hold...
    Post by: Runna Kedman, 9th Jun, 2018 in forum: Accounting & Tax
  13. Runna Kedman
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    PPOR into IP - tax considerations?

    Good point. As both properties are in NSW and exceed the tax free threshold for land tax, I understand PPOR1 would be subject to land tax (despite...
    Post by: Runna Kedman, 9th Jun, 2018 in forum: Accounting & Tax
  14. Runna Kedman
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    PPOR into IP - tax considerations?

    Thanks Terry. I assume even though I nominate PPOR1 as my PPOR for tax purposes while living in PPOR2 that during the 6 year absence period, as...
    Post by: Runna Kedman, 8th Jun, 2018 in forum: Accounting & Tax
  15. Runna Kedman
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    PPOR into IP - tax considerations?

    Hi A question for those knowledgeable on property tax implications.... I have a PPOR (let's call this PPOR1) and intend on moving into another,...
    Post by: Runna Kedman, 8th Jun, 2018 in forum: Accounting & Tax