Thanks @Paul@PAS I am not dependent on bank to achieve debt recycling. Meaning, I don't need to reduce loan limit. I can simply park money into...
If I park $100k minus $1 cash into redraw and take it out the next day and park it in the offset account linked to original loan and then in...
I heard that if I withdraw money from redraw account it is considered a new lending. I have a PPOR loan split of $100k. I also have $100k cash...
Is there a benefit of LOC over redraw(or offset)? Is LOC product relevant these days when we have redraw (or offset) available? Who is opting...
I have a split loan of $150k. (Secured against an investment property. Purpose was to purchase PPOR). Obviously it is not tax deductible yet....
These did not proceed to refi. I accepted lender's retention cashback and stayed with them. I have multiple loans with multiple lenders.
Loan is repaid after 2.5 years. Will not lose previous commission. In fact broker will gain new commission.
Why not? I don't want broker to miss out on her commission. It's a win-win (for broker and me, not for the bank of course ).
He said cash will be deposited within 10 business days. You think I can settle same application after receiving cash?
Refinance is due to settle in 7 calendar days. Outgoing lender called and offered retention cashback. He said it will credit to my account within...
I received a letter from ATO that says "You have entered the PAYG instalments system". "Helping you avoid a tax bill at the end of the year" I...
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