It's resimac. Quote from their discharge form: On receipt of a completed Full Discharge Authority Form, your Loan Access Card will be suspended...
No it's a separate offset account. Is the tax issue that the 'offset' will be deemed a repayment of a loan, and therefore it that loan portion was...
Can I please confirm the mechanics of a refinance? My existing lender said that my offset balance will be netted off against the loan upon...
Thank you all for your thoughts. I will get this done in its own split and own offset account, separate from the others.
Hi I'm in the process of refinancing my PPOR. There is a potential to revalue my property upwards, meaning that I could either stick with my...
I have a split loan against my ppor. Portion A has been used to purchase dividend shares so interest is deductible. Portion B is ppor, so non...
How do you use my existing shares as security? The form says it must be registered in the name of NMS Nominees P/L. How does this work practically?
Thanks, so the appointor position is quite safe from any third parties control, is that right? Did you mean $1 or $1m? If you were to use the...
Terry, I've got a few questions 1. Assuming the trustee is a corporate trustee, with you as the shareholder. If you get sued, won't the creditors...
What happens if I pay off the loan using cash, then sell the shares in the future and put funds in an offset account. If I do a redraw again to...
Thanks for the responses. All the shares in planning to buy will pay a dividend. My concern was whether having existing shares in my account and...
I am looking to redraw on my home loan to purchase shares. This would result in interest being deductible for tax as it is used to generate...
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