Recent Content by Ms Reno

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  1. Ms Reno
    Post

    How to get equity from IP mortgage?

    Thanks all - The links were appreciated. Won't change tax position- it won't be tax deductible.
    Post by: Ms Reno, 20th Apr, 2016 in forum: Loans & Mortgage Brokers
  2. Ms Reno
    Post

    How to get equity from IP mortgage?

    Hi, I appreciate the responses - first time investor - apologies for language too. 1. Security: The valuation is easy at $900k. 2. The income...
    Post by: Ms Reno, 20th Apr, 2016 in forum: Loans & Mortgage Brokers
  3. Ms Reno
    Thread

    How to get equity from IP mortgage?

    Hi, Just needing free advice again: IP value: $900,000, mortgage at $560,000 = LVR: 62% How can I get out $140,000. I want the mortgage at $720k...
    Thread by: Ms Reno, 20th Apr, 2016, 22 replies, in forum: Loans & Mortgage Brokers
  4. Ms Reno
    Post

    Landlord Insurance - home office makes it invalid

    Update: Received application from the self employed family. I have asked REA to clarify what activities they propose to conduct on my IP in...
    Post by: Ms Reno, 8th Feb, 2016 in forum: Property Management
  5. Ms Reno
    Post

    Landlord Insurance - home office makes it invalid

    Thank you all for your advice... I read the PDS and all I could find was this within the building insurance PDS: General exclusions Buildings we...
    Post by: Ms Reno, 8th Feb, 2016 in forum: Property Management
  6. Ms Reno
    Thread

    Landlord Insurance - home office makes it invalid

    Hi again, I have just advertised my first rental property, and bought LL/Building Ins with TS. When speaking with TS on phone I asked about home...
    Thread by: Ms Reno, 5th Feb, 2016, 17 replies, in forum: Property Management
  7. Ms Reno
    Post

    First time investor (be kind)... have I forgotten anything?

    Hi Gockie, yep, we did the GF as Owner Builders. We have renovated 2 prior properties and had just started building the house on a different site...
    Post by: Ms Reno, 15th Jan, 2016 in forum: Investment Strategy
  8. Ms Reno
    Post

    First time investor (be kind)... have I forgotten anything?

    We can afford out PPOR at it's current repayment/LVR so might just leave that be - although we should probably change it to P&I - it was IO...
    Post by: Ms Reno, 15th Jan, 2016 in forum: Investment Strategy
  9. Ms Reno
    Post

    First time investor (be kind)... have I forgotten anything?

    This is where I ask for kindness (I am very new to this but extremely interested)... my loan is IO for this but it sits at 62% LVR (BEFORE our...
    Post by: Ms Reno, 15th Jan, 2016 in forum: Investment Strategy
  10. Ms Reno
    Post

    Recommended Granny Flat builder/package in Sydney?

    I did one using NSW SEPP as owner builder and it was very hard, very complex and now I learnt so much which I will never use again (storm water,...
    Post by: Ms Reno, 15th Jan, 2016 in forum: Granny Flats
  11. Ms Reno
    Post

    Easements

    I built a house on a vacant block in a suburban area (never had a house on it) so no storm water drainage. We had to engage a hydraulic engineer...
    Post by: Ms Reno, 15th Jan, 2016 in forum: Development
  12. Ms Reno
    Thread

    First time investor (be kind)... have I forgotten anything?

    Hi all, whilst this should be in intro page (my first post!!), I have been reading for past 18 months and can finally, FINALLY contribute as I am...
    Thread by: Ms Reno, 15th Jan, 2016, 20 replies, in forum: Investment Strategy