Thanks @Terryw
@Terryw I meant on an IO i put extra payments hence reducing the principal. In an offset setup the principal won't be reduced but can still access...
@Terryw thanks for the comments, One more i read from some of your postings that redraw is only good if you plan to use it for investment purpose...
Thanks guys yes good point easy to miss that one. Better return always comes first
@Corey Batt Thanks now i understand it better. So if you still want to maximise on tax deductions would you still use the Offset vs a normal...
@Terryw I thought having a redraw will offer the same benefit as a PI with added benefit can redraw funds for future funding if required. Might be...
@Terryw Thanks , so I suppose to improve serviceability would be better off trying to reduce the interest paid vs increasing the cash reserves?...
Hi, I am currently in the accumulation phase hence haven't been focusing much on debt reduction. But given the current interest rates have...
Thanks guys, I have 2 kids hence if i want to stay where i love means i have to around $600p/w rental in a decent place. Looking at the recent...
Hi Guys A brief intro , i started investing about 2 years ago and current have 2 Bris properties and still renting in Mel. I was just wondering...
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