Recent Content by melbz

Join Australia's most dynamic and respected property investment community
  1. melbz
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    Money Hacks

    My most recent loan application didn't get rejected (it did lower my serviceability)... I applied for the BT just once as cheque to self (at 80%)...
    Post by: melbz, 13th Jun, 2016 in forum: Money Management & Banking
  2. melbz
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    Money Hacks

    No, balance transfer is set to 0% for citibank classic card. So if you apply for $30,000, do a cheque to self and off you go, free money in your...
    Post by: melbz, 12th Jun, 2016 in forum: Money Management & Banking
  3. melbz
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    Money Hacks

    which kodi box do you use? or do you just use apple tv/laptop? on another note, my latest money hack: What is 'Cheque to Self'? apply for 12...
    Post by: melbz, 11th Jun, 2016 in forum: Money Management & Banking
  4. melbz
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    Entertainment & Music Making a Murderer

    im not sure about steven... but I think brendan is innocent, that kid was just confused and got intimated to admitting... poor kid.
    Post by: melbz, 10th Apr, 2016 in forum: Living Room
  5. melbz
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    Almost time to start my investment journey :)

    Excellent stuff Dan. You're an inspiration. Good luck with your investing journey!
    Post by: melbz, 8th Apr, 2016 in forum: Investor Stories & Showcase
  6. melbz
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    Whats you Interest rate?

    I'm currently at 4.4% variable with Westpac.. can I mix variable and fixed? If so, I would love to fix a portion of it at (3.99%). To negotiate...
    Post by: melbz, 5th Apr, 2016 in forum: Loans & Mortgage Brokers
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    Landlord insurance

    I can vouch for EBM, just claimed recently and very easy process!
    Post by: melbz, 5th Apr, 2016 in forum: Property Management
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    and here we go again for 2016... "increments" - expect more

    Is the CBA offers ending soon ? (variable/fixed for PPOR and IP) Very good offers there by a major player! And does it apply to loan with LVR...
    Post by: melbz, 24th Feb, 2016 in forum: Loans & Mortgage Brokers
  9. melbz
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    Strategy: Rent where you live and Buy Investment Properties

    I might be asking the obvious here... That means, if I rent out my property for $600/week and rent someplace else for $600/week (or even more, say...
    Post by: melbz, 26th Nov, 2015 in forum: Investment Strategy
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    setting auction reserve price Melbourne

    Good luck with the campaign Perth guy!! And yes, Melbourne is the underquoting capital of Australia. Especially in the eastern suburbs I think.
    Post by: melbz, 20th Nov, 2015 in forum: The Buying & Selling Process
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    Your Favourite Suburb(s)

    I understand St kilda east or west... but saint kilda? Isn't it a bit rough (especially weekend evening on Fitzroy Street?)
    Post by: melbz, 17th Nov, 2015 in forum: Where to Buy
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    Terryw’s Ideal Loan Structure

    Thanks Terry - yea, i think I was mindful of serviceability (for my 2nd property - eventual PPOR) and hence didn't maximise my loan for the 1st...
    Post by: melbz, 17th Nov, 2015 in forum: Loans & Mortgage Brokers
  13. melbz
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    Terryw’s Ideal Loan Structure

    Post by: melbz, 16th Nov, 2015 in forum: Loans & Mortgage Brokers
  14. melbz
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    Terryw’s Ideal Loan Structure

    Terry, you're a champ mate. Very clear and informative post, what would we do without you?! I have a question.. a slight variation from your...
    Post by: melbz, 15th Nov, 2015 in forum: Loans & Mortgage Brokers
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    West Footscray vs Flemington

    Flemington is a better suburb to live in.. But from an investment point of view, Footscray has a lot more upside I think.
    Post by: melbz, 15th Nov, 2015 in forum: Where to Buy