Recent Content by littlefinger

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  1. littlefinger
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    TAS Hobart suburbs to avoid for family. Safe and Reasonable Hobart suburbs.

    Buses won't enter some areas at the moment without a police escort at the moment (parts of gagebrook/bridgewater).
    Post by: littlefinger, 16th Dec, 2023 in forum: Where to Buy
  2. littlefinger
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    Leveraging PPOR Equity Strategy Questions (first time accessing equity)

    Good point about lending policies changing over time, you are right, they can change their mind overnight. I meant to say that if I found a great...
    Post by: littlefinger, 8th Dec, 2023 in forum: Investment Strategy
  3. littlefinger
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    Leveraging PPOR Equity Strategy Questions (first time accessing equity)

    Interesting stats on cash purchases, I was certainly under the impression that they were pretty common. During the craziness of the pandemic...
    Post by: littlefinger, 8th Dec, 2023 in forum: Investment Strategy
  4. littlefinger
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    Leveraging PPOR Equity Strategy Questions (first time accessing equity)

    In the first instance we approached our current bank (just to float the idea to determine feasibility in principle). We used a broker from this...
    Post by: littlefinger, 8th Dec, 2023 in forum: Investment Strategy
  5. littlefinger
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    Leveraging PPOR Equity Strategy Questions (first time accessing equity)

    Thanks for your contribution. We started with our current lender to find out if the plan was feasible, we were planning on shopping around to make...
    Post by: littlefinger, 8th Dec, 2023 in forum: Investment Strategy
  6. littlefinger
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    Leveraging PPOR Equity Strategy Questions (first time accessing equity)

    Wrong is a strong word. The strategy is designed to deliver security and bang for buck. It is within my risk tolerances. I totally understand that...
    Post by: littlefinger, 8th Dec, 2023 in forum: Investment Strategy
  7. littlefinger
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    Leveraging PPOR Equity Strategy Questions (first time accessing equity)

    As far as I am aware banks and mortgage brokers cannot factor in the value of a hypothetical purchase. Sorry if it wasn't clear, but accessing...
    Post by: littlefinger, 8th Dec, 2023 in forum: Investment Strategy
  8. littlefinger
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    Leveraging PPOR Equity Strategy Questions (first time accessing equity)

    Jinx. I just realised that I didn't say that the PPOR is the forever PPOR. In terms of accessible equity. It is the PPOR value "-" the loan...
    Post by: littlefinger, 8th Dec, 2023 in forum: Investment Strategy
  9. littlefinger
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    Leveraging PPOR Equity Strategy Questions (first time accessing equity)

    I am hoping to run a strategy by you and I am keen for any feedback (especially on practicalities that I might have missed while focusing on...
    Thread by: littlefinger, 8th Dec, 2023, 18 replies, in forum: Investment Strategy
  10. littlefinger
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    Parental contribution structure

    thank you for the brainstorming
    Post by: littlefinger, 6th Nov, 2017 in forum: Legal Issues
  11. littlefinger
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    Parental contribution structure

    Thank you, Parents do not want to be on the title and will not be on the loan either. Though they will want to register their interest in the...
    Post by: littlefinger, 5th Nov, 2017 in forum: Legal Issues
  12. littlefinger
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    Parental contribution structure

    Morning all, As some of you may be aware I am currently PPOR hunting with a budget up to 500k. I have a 20% deposit and funds for the associated...
    Thread by: littlefinger, 5th Nov, 2017, 12 replies, in forum: Legal Issues
  13. littlefinger
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    Borrowing on temp contract moving to an ongoing position

    Thanks guys, lots of food for thought. I agree it is probably a good idea to keep my options open, even if I don't see myself moving. The...
    Post by: littlefinger, 2nd Jan, 2017 in forum: Loans & Mortgage Brokers