Lindsay_W's Recent Activity

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  1. Lindsay_W liked Terry_w's post in the thread Has your borrowing capacity dropped since 2014?.

    Mickyyyy did you just wake from a coma recently? Borrowing capacity has been declining over the past 5 years at a rate faster than the...

    25th Sep, 2020 at 11:24 AM
  2. Lindsay_W liked Stoffo's post in the thread Constructing a Shed in the back yard, attaching it to neighbours wall.

    So you paid for survey, or basing this on the old fenceline....... Boat has basically sailed on this ! You did the demo first, then...

    25th Sep, 2020 at 11:18 AM
  3. Lindsay_W liked Scott No Mates's post in the thread Constructing a Shed in the back yard, attaching it to neighbours wall.

    No, it was stolen by fairies in the dead of night. :rolleyes:

    25th Sep, 2020 at 11:18 AM
  4. Lindsay_W liked Stoffo's post in the thread Constructing a Shed in the back yard, attaching it to neighbours wall.

    Depends on council if a permit was/wasn't req'd. If the construction costs are under $10k (to pay a 3rd party to build) and not...

    25th Sep, 2020 at 11:17 AM
  5. Lindsay_W replied to the thread ANZ declined 75% LVR refinancing - Any other lenders?.

    ANZ has a long memory, internal score decline generally caused by previous account conduct, overdrawn accounts, credit card/personal...

    25th Sep, 2020 at 8:42 AM
  6. Lindsay_W replied to the thread super withdrawal.

    Likely no q's asked as the super money wasn't being used towards the purchase deal, rather to extinguish some existing personal debt.

    24th Sep, 2020 at 11:47 AM
  7. Lindsay_W replied to the thread super withdrawal.

    Anyone could just say they had a reduction in hours and get it out, there were no additional checks in place before the super was...

    24th Sep, 2020 at 11:46 AM
  8. Lindsay_W replied to the thread Reserve Bank will cut the interest rate to 0.1 per cent.

    Too simplified, also you are assuming the banks will pass on the full rate cut BUT even if they did, on $1M worth of Debt you would...

    24th Sep, 2020 at 11:27 AM
  9. Lindsay_W replied to the thread Reserve Bank will cut the interest rate to 0.1 per cent.

    Nothing wrong with that :) BUT just because the RBA drops the rate doesn't mean serviceability will get better.

    24th Sep, 2020 at 8:56 AM
  10. Lindsay_W liked Hari Yellina's post in the thread Reserve Bank will cut the interest rate to 0.1 per cent.

    As an Investor, we always wish the best. I am waiting for the interest rate to drop and increase my serviceability.

    24th Sep, 2020 at 8:55 AM
  11. Lindsay_W replied to the thread Reserve Bank will cut the interest rate to 0.1 per cent.

    Wishful thinking ;)

    24th Sep, 2020 at 8:43 AM
  12. Lindsay_W liked Rolf Latham's post in the thread Reserve Bank will cut the interest rate to 0.1 per cent.

    Servicing for mod to large portfolio Investors has generally become worse with lowered rates, since the floor hasnt changed but actuals...

    24th Sep, 2020 at 8:43 AM
  13. Lindsay_W replied to the thread Loan for unit on Gold Coast.

    Those banks are probably at the bottom of the list when looking to fund in my experience so it doesn't surprise me you were told what...

    24th Sep, 2020 at 8:42 AM
  14. Lindsay_W liked jb3393's post in the thread 40k in grants, Brisbane, Logan, GC?.

    thanks for the heads up

    24th Sep, 2020 at 8:39 AM
  15. Lindsay_W liked pucci's post in the thread Loan for unit on Gold Coast.

    Talked to Bendigo, ING, Rams and Pepper (talking only nothing specific). Happy to share the values: 1. a large one bedroom (over 100...

    24th Sep, 2020 at 8:34 AM