If you did anything with security, then as Terry says, still liable for debt. Elderly couple broken by bank’s ‘costly mistake’
If you're not looking to pull out equity in the next few years, Bankwest PI Fixed is 3.88 for 2 years on the package with a 40% offset. With the...
From my personal experience in lending-land it’s generally offshore assessors/processors asking about utilities (and speeding fines) ...their...
Why not a local agency? There at least 17 agencies in Suttons St/Redcliffe Pde area alone, let alone the more independent ones on random street...
I’m not across all lenders, but one mortgage insurer will use lower 20% of net profit or actual depreciation (the lower of the two), one will use...
Gumtree springs to mind
Valuations are an art, not a science :)
Lending on future income when higher than current income is lower virtually unheard off.... as they need to service the loan now, not just in the...
Short answer - Between Preapproval and Final Approval, yes. Between Final Approval and settlement - no.
Also, a LOT available to buy (ie oversupply), and not much demand. Depending on what stats you look at, average days on market exceeds 300 days,...
I don't know much about ANZ scorecards, but if it's like other scoring procedures from lenders I've worked for in the past - any changes in...
No lender (that I cant think of) has actually implemented it. From a google search, NAB look like they are starting in Feb 2018 and the report...
Two years tax returns with some lenders is definitely still a thing - can be shaded more than standard 80% for perceived risk/higher expenses. 6...
I've had mixed bag experiences on both sides Lived in a largish 'cheap' share house and and we had advertised a vacant room through gumtree....
As per above will vary lender to lender, property to property. Have heard of it being done by sensiting the rent received by a higher margin to...
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