If you are 60+ years old, you do not need to retire to access a tax-free Account Based Pension. As noted above, this is the condition of release:...
It makes sense to end up with an indexed Transfer Balance Cap, with any super balance in excess of that taxed at 30%. Same as the company rate,...
This is NOT a recommendation, but these groups might tick a few of your boxes: https://www.propertyology.com.au/ Dashdot | Property Portfolio...
I should clarify. I have seen investors purchase an investment, and then believe that their positive attitude and extensive research and...
Correct. But also; positive thoughts and belief are not going to help in investing either. The market does not care about your intelligence,...
I reckon 40 year mortgages are inevitable.
Well done. Your situation is not anywhere near as bad, as some on this forum suggested. You have 10 years to build the combined super back up...
Rates are going up and will keep going up. Shop around online savings accounts. Very unlikely you will get a better return in any ETF, without...
Strange comment. Inflation in Australia is tipped to be 'well above' 5% right now. The RBA literally stated they are raising rates with the...
I don't agree with your assessment of superannuation in Australia. It's one of the best retirement systems in the world. You have a LOT of...
"everyone knows about protecting yourself" - couldn't be further from the truth on this one!! Plenty of evidence out there, how many people get...
This is something I don't understand. Part of the attraction is supposed to be fast, cheap, transactions...but with BTC it seems like it's the...
This is not accurate. Most planners will favour retail insurance policies for clients, rather than in-built industry super fund policies. This...
You might be able to find a handful of exceptions, but my comment is by and large, very accurate for 99% of us.
That is a whole separate discussion/debate. And I agree with you on the critical thinking front! Breaking the rules (which 90%+ of aussies are...
Separate names with a comma.
