While some banks like ANZ still offering 2k cashback, If you're stuck with 3rd tier lenders, In addition to Liberty's higher rates they have...
Is that related to not drawing out more funds that exceed the original loan sizes?
Sources: IP1 offset: 600ksavings IP2 offset A: 70k savings IP2 offset B: 125k refinanced 2.5 years ago cashed out borrowings
I’m currently renting, and have two IP’s IP 1: value: 800k (600k loan & 600k in offset). - IO loan, Rate 6.5% IP 2: value: 800k (360k loan & 70k...
Totally agree re:10 yo. I guess my current call would be something like: in 10 years time I think I'll be better off rather than buying a 1.2m...
Great to hear! I went the base, white as I was pretty happy with the standard specs but also mindful of car limit for depreciation 2022–23...
Apologies I worded that poorly. What I meant was no monthly loan repayment as IO loan = offset balance. Yes agreed I have enough in offset B for...
Yes variable rate, agree that the home loan rates are cheaper than the car loan rates of 4.99
Re: tax, if the car is used for x% business purposes (taxpayer has logbooks etc) then wouldn't they be able to apportion the loan % for their...
I'm looking into the best way to fund the Tesla model 3 I have ordered, total price: 68k. WWYD here: Living situation: Renting Goal A: Buy this...
Makes me think that stories about interest rate rises causing any mass selling in quick succession like in America during the GFC is overplayed......
Yeah about 4 years worth of P&I payments in the offset
I noticed that whilst my IR has increased since April on a P&I IP loan with NAB corresponding to the RBA rate changes, and the interest has...
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