Recent Content by dubrex

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  1. dubrex
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    'As if complete' valuation for renovations?

    We did this a couple of years ago with CBA for a deck and pergola. We got a quote from a builder, got a draftsman to do some plans, then got a...
    Post by: dubrex, 19th Jul, 2019 in forum: Loans & Mortgage Brokers
  2. dubrex
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    Living expenses

    Thanks everyone for your advice, some great guidance which is much appreciated. I'll keep going and see where we end up. If it works out I'll...
    Post by: dubrex, 11th Jul, 2019 in forum: Loans & Mortgage Brokers
  3. dubrex
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    Living expenses

    Hi guys, I’ve applied for a top up on an existing Bank of Melbourne IP loan, normally I use a broker but it’s a lot of work for them for a small...
    Thread by: dubrex, 11th Jul, 2019, 9 replies, in forum: Loans & Mortgage Brokers
  4. dubrex
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    Improving Servicabilty

    Note it can be troublesome holding growth assets such as property in companies from a tax perspective, because in the event of selling the asset...
    Post by: dubrex, 6th Jun, 2018 in forum: Loans & Mortgage Brokers
  5. dubrex
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    90% no LMI loans for Accoutants - Future rental income

    CBA are ok with CPA/CA working in industry as well eg finance managers, not just practice.
    Post by: dubrex, 23rd Apr, 2018 in forum: Loans & Mortgage Brokers
  6. dubrex
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    Why Shares are Better Than Property

    I've found using companies to hold growth assets such as shares problematic because they can't access the 50% CGT discount. Might be ok if the...
    Post by: dubrex, 20th Feb, 2017 in forum: Share Investing Strategies, Theories & Education
  7. dubrex
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    CBA equity release to 90%

    I'm with CBA and wanted to do some landscaping and a deck/pergola, so got quotes for everything, got a valuer to do an on-completion valuation...
    Post by: dubrex, 21st Dec, 2015 in forum: Loans & Mortgage Brokers
  8. dubrex
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    2.5% Home Loans

    I've been trying to get my head around this as well. In terms of how it all works for the customer, the way I'm reading it is that a $1m...
    Post by: dubrex, 1st Nov, 2015 in forum: Loans & Mortgage Brokers
  9. dubrex
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    brokers - equity release

    My broker told me that the CBA desktop valuation is only free if you use it within 45 days otherwise there's a $49 charge, it sounds like they...
    Post by: dubrex, 24th Aug, 2015 in forum: Loans & Mortgage Brokers