Recent Content by dean2012ad

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  1. dean2012ad
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    Single parent assistance

    I think the 'spruiked' intention behind the scheme is good but the social repercussions need to be identified and mitigated. They should probably...
    Post by: dean2012ad, 9th May, 2021 in forum: Property Market Economics
  2. dean2012ad
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    Granny Flat Loan structure

    Thanks Terry
    Post by: dean2012ad, 27th Jul, 2017 in forum: Accounting & Tax
  3. dean2012ad
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    Granny Flat Loan structure

    Is there any issue in terms of tax with splitting a Loan into two i.e. split 1. PPOR with offset IO split 2. Granny flat (no offset IO) Does...
    Post by: dean2012ad, 27th Jul, 2017 in forum: Accounting & Tax
  4. dean2012ad
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    Tax Tip 126: Interest Deductibility when property for sale and untenanted

    Thanks Terry. A Property must be either earning an income, be available, working towards or be eventually income producing to claim interest...
    Post by: dean2012ad, 26th Jul, 2017 in forum: Accounting & Tax
  5. dean2012ad
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    Tax Tip 126: Interest Deductibility when property for sale and untenanted

    What about deductibility of interest in house renovation period before moving into IP making it the PPOR? However, having a secondary dwelling on...
    Post by: dean2012ad, 26th Jul, 2017 in forum: Accounting & Tax
  6. dean2012ad
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    Best way to split new mortgage

    Thanks Terry. Will do.
    Post by: dean2012ad, 10th Jul, 2017 in forum: Accounting & Tax
  7. dean2012ad
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    Best way to split new mortgage

    no construction...Was there on purchase...
    Post by: dean2012ad, 10th Jul, 2017 in forum: Accounting & Tax
  8. dean2012ad
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    Best way to split new mortgage

    Just to add onto this post. If 25% of loan is land under granny flat vs 75% of loan is land under main residence/PPOR, would splitting the loan...
    Post by: dean2012ad, 10th Jul, 2017 in forum: Accounting & Tax
  9. dean2012ad
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    Tax Tip 122: PreTax Equivalent Earnings on the PPOR offset

    Unless you use Bank of Adelaide or Mortgage house which offer an Offset account on fixed rate loans greater than the standard 1 year. But yeah a...
    Post by: dean2012ad, 16th May, 2016 in forum: Accounting & Tax
  10. dean2012ad
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    Buying a PPOR that can be subdivided or GF added

    Tax Tip 120: CGT and moving into an Investment Property Tax wise you are always open to Capital Gains Tax (CGT) if it is first an IP. However...
    Post by: dean2012ad, 15th May, 2016 in forum: Accounting & Tax
  11. dean2012ad
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    Legal Tip 4: Ownership Structure

    So for example: Jimmy and his wife buy an IP in NSW as 'tenants in common' 99/1 % High income / Low income respectively for the negative geared...
    Post by: dean2012ad, 11th May, 2016 in forum: Legal Issues
  12. dean2012ad
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    CGT - PPOR with Granny flat

    Floor area would be easier to justify....Thanks Terry I liked your tax tip no. 86, Like depreciation, money is worth more now than later. Tax Tip...
    Post by: dean2012ad, 3rd May, 2016 in forum: Accounting & Tax
  13. dean2012ad
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    CGT - PPOR with Granny flat

    Private ruling RBA Content | Australian Taxation Office States: The granny flat incorporated in the floor plan in your residence will be...
    Post by: dean2012ad, 3rd May, 2016 in forum: Accounting & Tax
  14. dean2012ad
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    CGT - PPOR with Granny flat

    Thanks Terry and Paul. The granny flat is not exclusively fenced but has obvious boundaries with shared access. If land and the building are...
    Post by: dean2012ad, 3rd May, 2016 in forum: Accounting & Tax
  15. dean2012ad
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    CGT - PPOR with Granny flat

    Hi all, Scenario: Property purchased for $500k: IP for 2 years with main house and granny flat tenanted. After 2 years, we move into main house....
    Post by: dean2012ad, 3rd May, 2016 in forum: Accounting & Tax