So just the $50 remaining? Or the entire $150?
Hi all, Had a question about how the redraw loan amount works for a share purchase in this scenario: 1) Loan split of $10,000 exists, will be...
In that scenario, is there any benefit to creating a separate split for each company you buy? I.e. Any reason you wouldn't create a split of 50k,...
Very interesting, thank you. In that situation, you've just sold company A and paid down 25k of that loan. Then you want to buy company c down...
Hi everyone, Loving the discussion on this thread. I had a query about what happens when you buy multiple companies' shares in one loan split....
Much appreciated!
Hi all - is this still a valid recommendation? We are FHBs looking to purchase a PPOR in South East Melbourne.
But no way to turn the initial structure into a 1.2 mill deductible debt for the IP and shares?
Yup, this is kind of what I was going for in my scenario. So you could, for example, make a new loan split of 20k each year. So the ppor part is...
Not sure I follow. Start with a bigger split, and redraw 15k bits as you need to? But that would mix the loan up wouldn't it?
Hey guys, have a hypothetical scenario which I'm trying to figure out in my head: Buy a PPOR, using a 1 million loan (split 800k and 200k)...
In that scenario, if you are slowly building a share portfolio... let's say adding 15k a year. That ends up being a lot of little splits after...
And I assume the loan period would be reset based on serviceability etc too?
Does the amount you can redraw reduce over time for a P&I loan? I have seen a couple of people mention that it may not be possible to redraw back...
Does this still run true, given IO rates are about .5% higher than P&I? I understand the benefits of having more options for your cash in...
Separate names with a comma.